This sector of the mortgage market needs an experienced commercial adviser to help with your needs, please submit your enquiry for a dedicated commercial adviser to discuss in detail.

Commercial Mortgages are not regulated by the Financial Conduct Authority.

We can help arrange your new mortgage for your new home purchase ensuring you receive the right mortgage product to suit your needs or we can transfer your current mortgage to your new home (Porting), which will enable you to keep your current interest rate and save you paying any early redemption charges (ERC).

There are many advantages to using us to arrange the paperwork. No need to take time off work to visit your bank or building society. No automated phone calls which last for hours trying to arrange the application. The application process will be dealt with efficiently and accurately. Our mortgage advisers can complete all the paperwork for you with a face to face meeting at a convenient time to suit you in your own home or over the telephone. The whole process will be explained in full by one of our qualified mortgage advisers.

Please call us today and speak to one of our mortgage advisors who will research the mortgage market on your behalf, ensuring you find the right mortgage for your circumstances.

Protecting Your Life Style, Family and Home

With access to many insurance and protection products we will ensure your mortgage, lifestyle and home are protected against any unforeseen circumstances. We believe that this element of the advice process is one of the most important to get right. We can tailor an insurance package for you which will cover your specific requirements and give you peace of mind for the future.

Life Cover
We can advise on suitable cover to ensure your mortgage is repaid in the event of you dying during the term of your mortgage thereby allowing your dependants to live in their home mortgage free.

Additionally, we can arrange via Family Income Benefit, for your dependants to receive an income for a specified period following your death to meet their living costs.

Critical Illness Cover
This cover is designed to pay a lump sum on diagnosis of a specified critical illness and can be included as an option with your Life Cover or taken out as a standalone policy. This option can ensure your mortgage is repaid at a time when you are critically ill.

Critical illness Cover on a standalone basis is a particularly sensible option for single people without dependants as it provides protection, security and the opportunity to remain financially independent even if critically ill.

Income Protection
Cover designed to provide replacement income through to retirement in the event of you suffering an accident or illness and not being able to return to work. This can be designed to commence when employer sick pay benefit ceases and ensures continuity of income to meet mortgage and living costs.

This cover is hugely important in maintaining independence and the ongoing ability to meet commitments. It is particularly important in situations where the loss of an income through accident or illness would affect the ability to remain in your home.

Mortgage Payment Protection Insurance
Cover designed to pay a regular monthly level of benefit for either a 12 or 24 month period (subject to cover). This cover is taken primarily as a means of paying an ongoing mortgage commitment in the event of Accident, Sickness or Unemployment.

The cover can be arranged as either a combined Accident, Sickness and Unemployment cover, or Unemployment only or Accident and Sickness cover only depending on individual circumstances and other cover that may be in place.

Buildings and Contents Insurance
Designed to protect your home and your possessions within your home. Cover can be tailored to meet specific requirements such as Accidental Damage, Legal Assistance, Home Emergency, Valuable items and Items taken away from the home. Cover can be arranged either on a combined basis or as individual Buildings Insurance and individual Contents Insurance.

We have insurance advisers who’s expertise can provide an insurance solution for you. Call our office today and ask to speak to the insurance team.